How to Avoid Storm Chaser Contractors: Protecting Your Home After a Storm.
In the aftermath of a severe storm, your focus is on repairing and restoring your home. Unfortunately, this is also when storm chaser contractors — opportunistic and often fraudulent contractors — may appear, offering quick fixes and tempting deals. While it’s understandable to want repairs done fast, it’s important to take your time and choose reputable contractors to avoid costly mistakes. Here are key tips to help you avoid storm chasers and protect your home.
1. Understand Who Storm Chasers Are
Storm chasers are contractors, often from out of state, who follow severe weather events and prey on homeowners in need of urgent repairs. They may promise quick service at low prices, but they often cut corners, use substandard materials, or disappear after receiving payment without completing the work.
2. Look for Red Flags
Storm chasers often give themselves away through certain telltale signs. Here’s what to watch for:
• Unsolicited Offers: If a contractor shows up unannounced at your door, offering immediate repairs after a storm, be cautious.
• High-Pressure Tactics: Storm chasers may pressure you to sign a contract on the spot, saying the deal is only available for a limited time or that they’re about to leave the area.
• Out-of-State Plates or No Local Office: Contractors without a local presence are more likely to be storm chasers. Always check for a local office with a verifiable address and phone number.
• No Proof of Insurance or Licensing: A legitimate contractor will gladly provide proof of insurance and licensing. Be wary if they can’t or won’t produce these documents.
3. Check Credentials and Verify Reputation
Before hiring any contractor, always take the following steps to ensure they’re trustworthy:
• Research Their Business: Look up reviews and ratings on websites like the Better Business Bureau (BBB), Google, and local community boards. Confirm they have a good track record with no unresolved complaints.
• Ask for References: Reputable contractors will be happy to provide references from previous clients. Take the time to call these references and ask about their experience with the contractor.
• Verify Licensing and Insurance: Check with your state’s licensing board to ensure the contractor is licensed to work in your area. Also, verify they carry proper insurance coverage, such as general liability and workers’ compensation.
4. Don’t Sign Anything Right Away
A common tactic of storm chasers is to push you into signing a contract without fully understanding the terms. Take your time to:
• Review the Contract Thoroughly: Make sure the contract details the scope of work, materials to be used, timeline, and total cost. Avoid contractors who ask you to sign incomplete contracts.
• Understand Payment Terms: Never pay the full amount upfront. A small deposit is standard, but the majority of the payment should be due only when the work is completed to your satisfaction.
• Get Multiple Quotes: It’s wise to get at least three quotes from different contractors to compare pricing and services. Storm chasers often quote lower prices to lure you in, but reputable contractors will provide fair and transparent estimates.
5. Work With Your Insurance Company
Before hiring a contractor, contact your insurance company to report the damage and get guidance on approved contractors or trusted local professionals. Many insurance companies have a network of vetted contractors you can work with, which reduces the risk of hiring an unreliable one.
6. Don’t Be Fooled by Low Prices
While it can be tempting to go with the cheapest offer, remember that storm chasers often provide lowball estimates and later hit you with hidden fees or incomplete work. Quality contractors provide fair, detailed estimates that reflect the actual cost of materials and labor.
7. Stay Local
When in doubt, choose a contractor with a proven history in your local area. Local contractors are invested in maintaining their reputation within the community and are easier to contact if issues arise after the job is done. Plus, they are familiar with local building codes and regulations, ensuring the work is done legally and to a high standard.
Conclusion
Storm chaser contractors can be a real threat after a severe weather event, but by staying informed and vigilant, you can avoid falling victim to their schemes. Always research contractors thoroughly, verify their credentials, and work with trusted professionals. Taking your time to make the right decision will protect your home and ensure repairs are done properly. At Home Fixerz, we pride ourselves on being a licensed and insured local contractor, committed to providing high-quality storm damage repairs. If you’re looking for a trustworthy, experienced team, feel free to contact us. License Number: CBC1260010
